OMG Politics, I'm over it already.

Status
Not open for further replies.
Chad said:
So there is the big problem. You and your friends don't understand how health insurance works. It isn't like car insurance where you have a deductible you pay before they kick in. My insurance has a $2000 deductible. But I don't pay the first $2000 before they pay anything. The deductible is for the portions you are responsible for and once you hit the deductible, you pay nothing out of pocket. For instance, the first procedure I had last year was an echo cardiogram. Since I went to a hospital, I was responsible for 20% of the bill (btw, the total bill is significantly less overall because the insurance company negotiates a lower bill before anything is paid). So I paid $850 and they paid $3400. That $850 went towards my deductible. The my wife had hip surgery and it only cost us $1150 out of pocket because after my $850, we were only responsible for $1150 on our deductible, then we paid nothing out of pocket the rest of the year. Also that $1200 a month is tax deductible (and if you can't afford that, the government does offer subsidies) so you should get a big fat refund check come tax time as well.
Click to expand...



I understand how insurance works and I asked if it was the typical 80/20 like pretty much all insurance used to be and they said it wasn't. Maybe they are idiots, I don't know. They said it was more of what we used to call a major medical thing and was only useful for catastrophic bills and that those plans were much higher. They were basically self insuring up to the point something significant happened. Again, maybe they just don't understand or are over dramatic but that is how they explained it to me.

My main point remains that just creating a system to cover people without addressing the reason the costs are so high makes no sense, especially if a portion of the cost are being transferred to other hard working people. And don't misunderstand me, I'm not saying those benefitting aren't hard working people. But a lot of hard working business owners, and their employees have suffered under the plan. There are great parts of the plan as well. And as I mentioned, it is crazy to support or oppose it in it's entirety based on political party. And I'm not saying you are Chad. I actually really enjoy your perspective on issues. You honestly seem to have a set of beliefs because it is what you believe and not because there is a party label to it. If more people could figure that out we may actually accomplish something.
 
mongooz said:
i think they used to call that electroshock therapy. it's basically legalized torture. so i guess dumpster would be on board with it.
Click to expand...

It is now called ECT (electroconvulsive therapy) and is extremely successful in treating otherwise non responsive depression.

It is performed with the patient under general anesthesia (and has been for quite some time - One Flew Over the Cuckoo's Nest notwithstanding).

https://en.wikipedia.org/wiki/Electroconvulsive_therapy
 
Howdy all! The wife and kids and I "marched" in DC on Saturday. The marching was confused, but the rally was fucking massive. I was at the Rally for Sanity and this was far larger...multiple times. It has me feeling a level of positivity that has been absent since November 8th. My wife was worried about potential conflicts given the Trump supporters that would still be in town, but was glad we did it (I kinda kept pushing and my oldest came in to our room on Saturady morning thinking we should go...the night before he was afraid something bad might happen, but felt like we needed to risk it).

It was great to be a part of something so positive. Thanks to everyone that either marched somewhere or supported those that did. If we are unhappy with our leadership we have constantly let them know and make sure we trade up at every opportunity. This downgrading shit is for the deplorables.
 
Last edited:
Johnny N. said:
I understand how insurance works and I asked if it was the typical 80/20 like pretty much all insurance used to be and they said it wasn't. Maybe they are idiots, I don't know. They said it was more of what we used to call a major medical thing and was only useful for catastrophic bills and that those plans were much higher. They were basically self insuring up to the point something significant happened. Again, maybe they just don't understand or are over dramatic but that is how they explained it to me.

My main point remains that just creating a system to cover people without addressing the reason the costs are so high makes no sense, especially if a portion of the cost are being transferred to other hard working people. And don't misunderstand me, I'm not saying those benefitting aren't hard working people. But a lot of hard working business owners, and their employees have suffered under the plan. There are great parts of the plan as well. And as I mentioned, it is crazy to support or oppose it in it's entirety based on political party. And I'm not saying you are Chad. I actually really enjoy your perspective on issues. You honestly seem to have a set of beliefs because it is what you believe and not because there is a party label to it. If more people could figure that out we may actually accomplish something.
Click to expand...

It sounds like whoever you spoke to, didn't know how to explain it or were just plain wrong. I am with you on addressing the costs. But just taking away the ACA without having a plan in place is just political theater that will harm millions of people. The ACA isn't perfect and its main focus was getting everyone covered so nobody had to choose between death and bankruptcy. We spent the last 6 years dealing with the republicans trying to repeal the ACA, which as long as Obama was president, would never happen, so it was nothing more than a waste of time political theater for their base. Had that time been used to actually work with it and make it better, imagine what could have been done.

no worries, Johnny, I don't take anything you are saying personal to me and I hope you aren't taking what I say as a attack or insult to you. That is not my intention, it really is hard to have a discussion like this on a forum. Maybe one time you can make up to Heel's place for barntsorm or heelstock. One thing I have enjoyed about this thread is some of the different perspectives.
 
micwalt said:
What state are you in?
Is your governor a Republican?
Did he/she decline federal Medicaid expansion funds that were an integral part of the ACA?
Because that might be a big part of the problem right there.
Click to expand...
Yay Idaho. They kept saying they would address the gap caused by failure to participate, but never did. But wingnut politics is nothing new here. Can Helen (Chenoweth), not salmon. For example.

http://www.nytimes.com/2006/10/04/washington/04chenoweth.html
 
Dogsinotpalc said:
Howdy all! The wife and kids and I "marched" in DC on Saturday. The marching was confused, but the rally was fucking massive. I was at the Rally for Sanity and this was far larger...multiple times. It has me feeling a level of positivity that has been absent since November 8th. My wife was worried about potential conflicts given the Trump supporters that would still be in town, but was glad we did it (I kinda kept pushing and my oldest came in to our room on Saturady morning thinking we should go...the night before he was afraid something bad might happen, but felt like we needed to risk it).

It was great to be a part of something so positive. Thanks to everyone that either marched somewhere or supported those that did. If we are unhappy with our leadership we have constantly let them know and make sure we trade up at every opportunity. This downgrading shit is for the deplorables.
Click to expand...

The wife and kids went. I was working, but they went through the same thing. My wife wanted to go, but was concerned about what may happen, but in the end, our oldest daughter talked her into it and they went. They really enjoyed it and I wish I could have gone.
 
Dogsinotpalc said:
Howdy all! The wife and kids and I "marched" in DC on Saturday. The marching was confused, but the rally was fucking massive. I was at the Rally for Sanity and this was far larger...multiple times. It has me feeling a level of positivity that has been absent since November 8th. My wife was worried about potential conflicts given the Trump supporters that would still be in town, but was glad we did it (I kinda kept pushing and my oldest came in to our room on Saturady morning thinking we should go...the night before he was afraid something bad might happen, but felt like we needed to risk it).

It was great to be a part of something so positive. Thanks to everyone that either marched somewhere or supported those that did. If we are unhappy with our leadership we have constantly let them know and make sure we trade up at every opportunity. This downgrading shit is for the deplorables.
Click to expand...
I love this. I have loved seeing the positive posts on Facebook from friends who participated in DC, and elsewhere. Even Ketchum, Idaho had over 1,100 gathered.

Examples of the positivity:

https://www.facebook.com/almah/posts/10154436649558720?pnref=story

https://www.facebook.com/plugins/video.php?href=https://www.facebook.com/almah/videos/10154436648723720/&show_text=0&width=560


16114577_1295184533875055_2331754190095638087_n.jpg
 
Chad said:
But just taking away the ACA without having a plan in place is just political theater that will harm millions of people. The ACA isn't perfect and its main focus was getting everyone covered so nobody had to choose between death and bankruptcy.
Click to expand...

The thing people who have always had employer subsidized health care or people who do not have an active medical condition do not understand is that this current action of repeal and replace at some point with a yet unidentified solution is a lot like jumping out of a plane & ditching your parachute because you might find a better parachute en-route to plummeting towards the ground.
 
Ah, a local twatbucket!

16266085_10202817159667305_457822766781660302_n.jpg


My responses:

That explains your shitty attitude... must have synced up with the assholes you surround yourself with!

AND

Sounds like your post is rooted on White Male Privilege. Stop your dickin', bro!


My wife did a bit of digging around, and this guy is actualy a stand up "comedian" that just happens to be Mayor of Hillsboro. I guess he's done Bob and Tom, as well as a bunch of radio shows, as well as has shot some TV pilots that were never picked up. He is being soundly eviscerated on his FB page.
 
Johnny N. said:
I am physically in Florida but the folks I know who have been hit the hardest are in several other states. And I don't know the details or mechanics of how things changed for them, just that those costs rose significantly specifically due to the mandates of the ACA. And the rates at my municipality same thing. And I'm not intimately familiar with the details of the plan. And I'm not really one who worries about which party's fault it is. I don't blame the former administration or anything like that. I am not political in that way. My point is, it's not an affordable plan for everyone. It may indeed help many but it is hurting many as well and that I don't think we can fix it by simply creating some "plan". Everyone knows there is widespread fraud in the industry so why make a plan to make sure all of the fraud gets paid for?
Click to expand...
Because fraud isn't the problem.
Just like not being able to sell insurance over state lines isn't the problem.
Just like malpractice isn't the problem.
The problem is that healthcare is a for-profit industry in the first place.
The problem is that, with or without the ACA, the insurance companies can keep jacking up their prices every year.
The problem is that Republican governors across the country refused to implement the law as it was intended, purposefully so it would fail.
 
Help!I'maRock! said:
Just to weigh in on insurance, fuck insurance. Especially when you require a specialty that doesn't take insurance. Bring on single payer.
Click to expand...


100% with you on the first part. The last part seems to make sense on paper but the idea that complete control goes to the government scares me. Couple it with term limits, campaign funding reform to somehow reduce the power of the special interest and eliminate or reduce the stranglehold of the two parties and I could possibly get on board. At this point, I'd worry that the two parties would just continue to sabotage anything the other party enacted. When I stop to think about how much I pay in insurance; health, life, dental, vision, car, property etc. it makes me crazy. So yeah, F insurance.
 
Paul Ryan's office is conducting a phone poll, hoping to hear overwhelming opposition to the Affordable Care Act.
Here's how you can participate:

Call (202) 225-0600....

Press 2 to weigh in on the issue.

You'll hear a recording about the bill to repeal it, then Press 1 to support continuing the Affordable Healthcare Act.

It takes less than 2 minutes. It was very quick- please do it.

You can also leave a message at the end if you want (& if the system will take more VMs).

Remember, our elected officials work for us.
------

It really did only take two minutes, but Ryan's voicemail is full, so I was unable to leave my scathing - yet eloquent - opinion in detail. Maybe you'll have better luck? (copied from my Facebook)
 
Status
Not open for further replies.
Back
Top