OMG Politics, I'm over it already.

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Johnny N. said:
Affordable healthcare for everyone wouldn't be controversial. What we have in place, although it seems to indicate so by name, does not equate to affordable for everyone. Basically, it works by making it really expensive for some people so it can be affordable to others. Many of the small business people and independent contractors I know have seen tremendous cost increases and coverage decreases. I am by no means an expert on the subject but I know how it has affected a large number of people I know. Crippling in some instances. A lady I know just told me the other day the quote she got was $1800 per month with an $8000 deductible. According to my math, that's not affordable.

Basically, my opinion is that the whole thing has been a political play from the start and is not the right way to approach health care costs. Most of the reason for the costs is fraud throughout the industry both on the insurance side and the provider side. Insurance likely has a sizable lobby presence so I'm not sure any politician is going to go after them.

But instead we have a plan that sucks. The new administration wants to get rid of it and replace it with another plan that sucks. The question is will it suck more or less.
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The increase in price and decrease in coverage has been happening for decades, that is nothing new. It also sounds like the lady you know, either didn't understand the quote or she needs to shop around, that is more than twice what my family costs per month and the deductible is more than double and we are by know means healthy, I have a history of cancer, congestive heart failure, chronic kidney disease, gout, psoriasis and that is all I know about :grin: My wife has a brain tumor, severe arthritis in her hip (that will probably need to be replaced after her second surgery coming up) and a history of melanoma. And don't get me started on my kids.

The plan that is in place isn't perfect, but it is significantly better than what was before it and the GOP has had 8 years to come up with a plan and they are still sticking to the solution of selling insurance across state lines (which by the way would be, to quote the president elect, a total disaster). And maybe if the GOP would have played ball and actually participated in crafting the ACA, it may have been better, but they decided to take the stance of "its my way or nothing."

As someone who has been dealing with chronic illness my whole life, it really scares me that millions of people are about to lose their health insurance if the GOP gets their way. A family shouldn't have to choose between severe illness or pain and bankruptcy.

And if by some miracle, the GOP comes up with something better, I will be the first to eat crow and apologize to them.
 
Help!I'maRock! said:
http://www.independent.co.uk/news/w...-cities-president-authoritarian-a7533476.html

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Trump is just following orders, da?
We're gonna' have the biglyest parades, the best!
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Chad said:
we are by know means healthy, I have a history of cancer, congestive heart failure, chronic kidney disease, gout, psoriasis and that is all I know about :grin: My wife has a brain tumor, severe arthritis in her hip (that will probably need to be replaced after her second surgery coming up) and a history of melanoma. And don't get me started on my kids.
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Holy crap, man! I sure hope that you're all doing well and you all get through your conditions with relative ease.

On the bright side, be glad you're not a horse.
Cause if you were a horse, I'd have to take you to the glue factory. :wink:
 
Chad said:
The increase in price and decrease in coverage has been happening for decades, that is nothing new. It also sounds like the lady you know, either didn't understand the quote or she needs to shop around, that is more than twice what my family costs per month and the deductible is more than double and we are by know means healthy, I have a history of cancer, congestive heart failure, chronic kidney disease, gout, psoriasis and that is all I know about :grin: My wife has a brain tumor, severe arthritis in her hip (that will probably need to be replaced after her second surgery coming up) and a history of melanoma. And don't get me started on my kids.

The plan that is in place isn't perfect, but it is significantly better than what was before it and the GOP has had 8 years to come up with a plan and they are still sticking to the solution of selling insurance across state lines (which by the way would be, to quote the president elect, a total disaster). And maybe if the GOP would have played ball and actually participated in crafting the ACA, it may have been better, but they decided to take the stance of "its my way or nothing."

As someone who has been dealing with chronic illness my whole life, it really scares me that millions of people are about to lose their health insurance if the GOP gets their way. A family shouldn't have to choose between severe illness or pain and bankruptcy.

And if by some miracle, the GOP comes up with something better, I will be the first to eat crow and apologize to them.
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My second job is in real estate and I'm getting the same story from most of those who don't have a spouse with group coverage. Really high premiums and deductibles. Same story from small business people. I haven't had to go out and shop for it so I don't have first hand knowledge though.
My regular job is with a municipality and I'm part of the budget process so I'm pretty aware of increases over time and they are definitely steeper now than I have ever seen them and apparently as this plan phases in, they are going to get worse. Again, we can say it is better than it was but it's just different people choosing between coverage and bankruptcy.

I wish I had the answer and I wish either party actually had a plan that really addressed the problems but I don't have a lot of confidence. Too much politics and not enough leadership. I still believe the answer is in the cost of service which would be reduced significantly with the elimination of fraud. Reduction in the cost of service should reduce the cost of coverage. More people can afford service so there are fewer people who need the government to step in. That reduces the cost to those who are supplementing those who cant afford it. I'm sure it is more complex than that but still seems like a better approach than what I see now.
 
Johnny N. said:
My second job is in real estate and I'm getting the same story from most of those who don't have a spouse with group coverage. Really high premiums and deductibles. Same story from small business people. I haven't had to go out and shop for it so I don't have first hand knowledge though.
My regular job is with a municipality and I'm part of the budget process so I'm pretty aware of increases over time and they are definitely steeper now than I have ever seen them and apparently as this plan phases in, they are going to get worse. Again, we can say it is better than it was but it's just different people choosing between coverage and bankruptcy.

I wish I had the answer and I wish either party actually had a plan that really addressed the problems but I don't have a lot of confidence. Too much politics and not enough leadership. I still believe the answer is in the cost of service which would be reduced significantly with the elimination of fraud. Reduction in the cost of service should reduce the cost of coverage. More people can afford service so there are fewer people who need the government to step in. That reduces the cost to those who are supplementing those who cant afford it. I'm sure it is more complex than that but still seems like a better approach than what I see now.
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The Dems had a plan, a public option or single payer and the GOP flat out refused it. Those are the only 2 solutions that will work.
 
Lerxst said:
Holy crap, man! I sure hope that you're all doing well and you all get through your conditions with relative ease.

On the bright side, be glad you're not a horse.
Cause if you were a horse, I'd have to take you to the glue factory. :wink:
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Thanks.

I had cancer when I was 4. Getting poked and proded by doctors has been my life, 41 years later, I'm used to it. :grin:
 
Johnny N. said:
My second job is in real estate and I'm getting the same story from most of those who don't have a spouse with group coverage. Really high premiums and deductibles. Same story from small business people. I haven't had to go out and shop for it so I don't have first hand knowledge though.
My regular job is with a municipality and I'm part of the budget process so I'm pretty aware of increases over time and they are definitely steeper now than I have ever seen them and apparently as this plan phases in, they are going to get worse. Again, we can say it is better than it was but it's just different people choosing between coverage and bankruptcy.

I wish I had the answer and I wish either party actually had a plan that really addressed the problems but I don't have a lot of confidence. Too much politics and not enough leadership. I still believe the answer is in the cost of service which would be reduced significantly with the elimination of fraud. Reduction in the cost of service should reduce the cost of coverage. More people can afford service so there are fewer people who need the government to step in. That reduces the cost to those who are supplementing those who cant afford it. I'm sure it is more complex than that but still seems like a better approach than what I see now.
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What state are you in?
Is your governor a Republican?
Did he/she decline federal Medicaid expansion funds that were an integral part of the ACA?
Because that might be a big part of the problem right there.
 
Btw, my wife owns a small business with around 20 employees. Her impression of costs for health coverage for her staff is that it didn't go up any more after the ACA than it did before the ACA.
Edit: in CA.
 
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mongooz said:
you shouldn't hate "the country"......you should hate the rich, lying, cheating, greedy mutherfuckers runing it.
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No, I hate the country. I hate the country that elected the motherfuckers, over and over. I hate the country that made the octomom famous. I hate the country that made Trump famous just for being a wealthy philanderer. I hate the country that elected the senators who turn every stupid cabinet appointment hearings into silly grandstanding. I hate the country that eats up the media that turns a day of cabinet appoint hearings into stories about octomom. I wish I’d grown up with dual citizenship, or learned a useful second language, because right now, if I could leave and never come back, I would. America has turned into a freak show and it’s repulsive.
 
jp_nyc said:
No, I hate the country. I hate the country that elected the motherfuckers, over and over. I hate the country that made the octomom famous. I hate the country that made Trump famous just for being a wealthy philanderer. I hate the country that elected the senators who turn every stupid cabinet appointment hearings into silly grandstanding. I hate the country that eats up the media that turns a day of cabinet appoint hearings into stories about octomom. I wish I’d grown up with dual citizenship, or learned a useful second language, because right now, if I could leave and never come back, I would. America has turned into a freak show and it’s repulsive.
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australia is nice.....and you don't need to learn a second language....just the local slang.
 
jp_nyc said:
No, I hate the country. I hate the country that elected the motherfuckers, over and over. I hate the country that made the octomom famous. I hate the country that made Trump famous just for being a wealthy philanderer. I hate the country that elected the senators who turn every stupid cabinet appointment hearings into silly grandstanding. I hate the country that eats up the media that turns a day of cabinet appoint hearings into stories about octomom. I wish I’d grown up with dual citizenship, or learned a useful second language, because right now, if I could leave and never come back, I would. America has turned into a freak show and it’s repulsive.
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Don't kid yourself. This country has always beem a freakshow. That's what happens when you've been kicked out of every other country. This place is founded on radicalism. Now is simply our time to realize it.
 
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