OMG Politics, I'm over it already.

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Help!I'maRock! said:
https://www.nysenate.gov/legislation/bills/2017/S4840#yes

Current Bill in the New York State Senate for a single payer system. Needs 6 votes. If the federal government won't do it, well then maybe New York will.
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yea....that's the way to go. as long as it can stay funded.

"Every New York resident would be eligible to enroll, regardless of
age, income, wealth, employment, or other status.

There would be no network restrictions, deductibles, or co-pays.
Coverage would be publicly funded. The benefits will include
comprehensive outpatient and inpatient medical care, primary and
preventive care, prescription drugs, laboratory tests, rehabilitative,
dental, vision, hearing, etc. - all benefits required by current state
insurance law or provided by the state public employee package, Family
Health Plus, Child Health Plus, Medicare, or Medicaid, and others
added by the plan."

(i know the answer, but i'm asking the question anyway)
why the fuck can't the godamn congress match this plan?
 
mongooz said:
yea....that's the way to go. as long as it can stay funded.

"Every New York resident would be eligible to enroll, regardless of
age, income, wealth, employment, or other status.

There would be no network restrictions, deductibles, or co-pays.
Coverage would be publicly funded. The benefits will include
comprehensive outpatient and inpatient medical care, primary and
preventive care, prescription drugs, laboratory tests, rehabilitative,
dental, vision, hearing, etc. - all benefits required by current state
insurance law or provided by the state public employee package, Family
Health Plus, Child Health Plus, Medicare, or Medicaid, and others
added by the plan."

(i know the answer, but i'm asking the question anyway)
why the fuck can't the godamn congress match this plan?
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It's inevitable that taxes will go up under the plan, and those taxes will be payroll taxes so nobody can opt-out. I'm honestly not sure this will get done. But I'm hopeful. And if it does get done, Cuomo will have the opportunity to be Governor for life (cue @jelloman screaming in 3...2...1...)
 
Help!I'maRock! said:
It's inevitable that taxes will go up under the plan, and those taxes will be payroll taxes so nobody can opt-out. I'm honestly not sure this will get done. But I'm hopeful. And if it does get done, Cuomo will have the opportunity to be Governor for life (cue @jelloman screaming in 3...2...1...)
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yes, but i'm having my health insurance premiums deducted from my pay now, so switching to the NY system might cost a little more per month, but shouldn't be all that crazy. my insurance is from my employer, so i'm not spending $18,000 per year for health insurance the way one would if it was just you on the policy, directly with an insurance company.

i remember in 2007 when the company i worked for folded and i was out of a job, COBRA offered me health insurance....for a measly $650 per month, for a very basic plan. yea....no thanks. that would be more than my unemployment pays ME.

i don't know where these insurance companies get the fuck off with that shit.
 
mongooz said:
yes, but i'm having my health insurance premiums deducted from my pay now, so switching to the NY system might cost a little more per month, but shouldn't be all that crazy. my insurance is from my employer, so i'm not spending $18,000 per year for health insurance the way one would if it was just you on the policy, directly with an insurance company.

i remember in 2007 when the company i worked for folded and i was out of a job, COBRA offered me health insurance....for a measly $650 per month, for a very basic plan. yea....no thanks. that would be more than my unemployment pays ME.

i don't know where these insurance companies get the fuck off with that shit.
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I'm confident that the payroll taxes will end up being less per month than what we're paying now. And even if they're the same or more, no co-pays or deductibles, or any out of pocket costs will level the field. My question is, when I've got a provider that doesn't take insurance, and they expect to be paid out of pocket, how do I account for those expenses?
 
Help!I'maRock! said:
I'm confident that the payroll taxes will end up being less per month than what we're paying now. And even if they're the same or more, no co-pays or deductibles, or any out of pocket costs will level the field. My question is, when I've got a provider that doesn't take insurance, and they expect to be paid out of pocket, how do I account for those expenses?
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The same way you count for a provider that doesn't take your insurance now. Or don't go to a provider who doesn't take insurance.
 
The US kind of fucked itself with employers providing healthcare benefits. Most people have little idea what healthcare actually costs, meaning the part your company pays plus the part you pay. As companies have paid healthcare, they have kept salary artificially flat and kept coverage by constantly trimming benefits and putting people into more restrictive coverage. Do this for a few decades, deregulate health insurance in the 80's and you get a situation where few could comfortably afford the actual cost of a real healthcare plan if that bomb was dropped on them without the employer paid part. Doesn't matter if it comes in higher taxes or out of pocket, the number is too big for most to tolerate. Let the self employed or not covered tell you what it costs. This makes transitioning to a different type of program hard to swallow. All the efficiency in the world and cutting out evil companies isn't going to make health insurance affordable. You can have a VAT tax like every other country with a public system has, plus higher income taxes, or you can have a mandate where people buy private insurance and everyone deals with higher prices to cover the increase in salaries everyone has to be paid to make a living wage and afford insurance. There isn't a free option here.
 
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Tiltsta said:
The US kind of fucked itself with employers providing healthcare benefits. Most people have little idea what healthcare actually costs, meaning the part your company pays plus the part you pay. As companies have paid healthcare, they have kept salary artificially flat and kept coverage by constantly trimming benefits and putting people into more restrictive coverage. Do this for a few decades, deregulate health insurance in the 80's and you get a situation where few could comfortably afford the actual cost of a real healthcare plan if that bomb was dropped on them without the employer paid part. Doesn't matter if it comes in higher taxes or out of pocket, the number is too big for most to tolerate. Let the self employed or not covered tell you what it costs. This makes transitioning to a different type of program hard to swallow. All the efficiency in the world and cutting out evil companies isn't going to make health insurance affordable. You can have a VAT tax like every other country with a public system has, plus higher income taxes, or you can have a mandate where people buy private insurance and everyone deals with higher prices to cover the increase in salaries everyone has to be paid to make a living wage and afford insurance. There isn't a free option here.
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take wall street out of the health insurance industry and plans become a hell of a lot more affordable. as long as everyone has to pay the stock holders a big fat ever increasing profit, then no one can afford it. no other civilized nation is running a "for profit" health insurance racket.
 
Help!I'maRock! said:
Unfortunately, you're incorrect. Going through this now.
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(not to be too nosy).....but what kind of specialty to you need that none of the specialists would take insurance?

i could see where insurance might not pay for a particular specialty.....like makin' yer dick 14" long. rotflmao
 
Help!I'maRock! said:
Unfortunately, you're incorrect. Going through this now.
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Then my previous post stands. The same way you plan for it now. Or expand your search. When I worked at UVA medical center, people came in from all over the place because we were the only place that took their insurance.
 
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