So, I guess my point is that if the government actually did their fucking job for the American people, rather than blowing the insurance industry, they could fix the ACA and have it working in like a day. Someone just has to play hardball with the insurance industry. Tell them what they have to do and how much they can make doing it. I know, it sounds socialist and anti-capitalist to some of you, but I will leave my parting comment in the form of a question; Can you tell me the name of a financially struggling Swiss insurance company?