Am I an old man yelling at clouds or has everything turned into an absolute rip-off in the last 5-10 years?

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  • Old man yelling at clouds

    Votes: 0 0.0%

  • Absolute rip-off

    Votes: 5 100.0%
  • Total voters
    5
2manband

2manband

Kick Henry Jackassowski
I’m not talking about inflation per-se. Inflation has always been a fact of life.

It’s more about junk fees added to everything, terrible terms and conditions, subscribing instead of owning, easy to opt in but impossible to opt out, being asked to tip someone when all they’ve done is take my payment, auto pay so you don’t really notice when the monthly fee goes up, your car collecting your driving data so it can rat you out to your insurance company, every bloody aspect of health insurance, overbooking flights, etc etc etc.

I think I’m just done with consumerism. Each year I get older, I have more disposable income. And yet I don’t want to spend any of it because I hate feeling like I got ripped off. It really kills my desire to get any new shit. Id rather just keep using the old shit until the wheels fall off and save my pennies for a cabin in the woods where I don’t have to subscribe to the fireplace.
 
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Yes. And it gets worse every year. When I bought tickets for a show in the UK yesterday Ticketmaster charged a processing fee on top of all the other fees. It’s just a fee for charging me other fees. They could just raise the prices on the basic fees, they just made it an extra fee to be pricks about it.
 
jp_nyc said:
Yes. And it gets worse every year. When I bought tickets for a show in the UK yesterday Ticketmaster charged a processing fee on top of all the other fees. It’s just a fee for charging me other fees. They could just raise the prices on the basic fees, they just made it an extra fee to be pricks about it.
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I hope you left a nice tip for the algorithm that assessed the processing fee!
 
The company I work for has facilities in Poland and Romania. The amount of consumer, worker, and privacy protections they have are unbelievable.
 
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Local businesses/small businesses are getting better and better (or failing). If you're dealing with a publicly traded company, you are an asset being managed for the customer, which is the shareholder. Whatever they can do to extract the maximum from you THIS QUARTER is what they will do, which includes selling you the cheapest piece of shit they can convince you to take it the door for the most amount of money.
 
the simple answer is that life is shit and the older you get the shittier it gets until it ends in catastrophe
 
Chicken Man said:
Local businesses/small businesses are getting better and better (or failing). If you're dealing with a publicly traded company, you are an asset being managed for the customer, which is the shareholder. Whatever they can do to extract the maximum from you THIS QUARTER is what they will do, which includes selling you the cheapest piece of shit they can convince you to take it the door for the most amount of money.
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Not necessarily. I went to the local bank that I've done business with for over 30 years for a mortgage loan. They insisted on my FULL 1040 return, even though my W2 and pay stubs showed way more than enough to qualify. I offered the front page of my 1040, but told them they couldn't have schedule C since that contained details of my wife's business that are not relevant (the bottom line income from schedule C is on the front page of the 1040). My wife was not on the loan application.

They balked. They insisted I give them the whole return and would not budge.

I went to 5/3 and had the deal done in 24 hours with just W2 and pay stubs.
 
For once it’s not just you!

Enshittification - Wikipedia

en.m.wikipedia.org en.m.wikipedia.org

Platform capitalism has made its way into meatspace and private equity is extracting a fuckton of capital out of everything and everyone for the glorious and beloved shareholders! Praise be the shareholders!
 
GomezAddams said:
Not necessarily. I went to the local bank that I've done business with for over 30 years for a mortgage loan. They insisted on my FULL 1040 return, even though my W2 and pay stubs showed way more than enough to qualify. I offered the front page of my 1040, but told them they couldn't have schedule C since that contained details of my wife's business that are not relevant (the bottom line income from schedule C is on the front page of the 1040). My wife was not on the loan application.

They balked. They insisted I give them the whole return and would not budge.

I went to 5/3 and had the deal done in 24 hours with just W2 and pay stubs.
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5/3 is gonna sell your loan before you walk out the door. I'm glad they were nice to you, but it was their means to a quick buck.
 
Chicken Man said:
5/3 is gonna sell your loan before you walk out the door. I'm glad they were nice to you, but it was their means to a quick buck.
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They are claiming they will never sell it, which surprised me. I believe every mortgage I've ever had was sold - some multiple times. Don't know that I really care.
 
Peen Simmons said:
For once it’s not just you!

Enshittification - Wikipedia

en.m.wikipedia.org en.m.wikipedia.org

Platform capitalism has made its way into meatspace and private equity is extracting a fuckton of capital out of everything and everyone for the glorious and beloved shareholders! Praise be the shareholders!
Click to expand...
I don’t really have an issue with making money for the shareholders. My retirement is a shareholder, my kids college funds are shareholders, meemaw’s pension is a shareholder.

I just miss the days when companies made money by providing goods and services that people want to buy more than their competitors’. Not by tricking children into making in-game purchases.
 
2manband said:
I don’t really have an issue with making money for the shareholders. My retirement is a shareholder, my kids college funds are shareholders, meemaw’s pension is a shareholder.

I just miss the days when companies made money by providing goods and services that people want to buy more than their competitors’. Not by tricking children into making in-game purchases.
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The shareholders demand tribute…and shitty scams produce more profitable tributes. Goods and services are cost centers
 
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